Barack Obama becomes our 44 th president on January 20, and in this transition period he is beginning to transfer power back to where it belongs—We the People. As we have voted for him to help us reclaim our country, a vote for journal-writing helps us reclaim ourselves and use our power (YES WE CAN!) to create a better life than what we've had. We will now learn how to be responsible for our behavior rather than placing blame on the outside world. Keeping a personal journal helps us change the way we've always lived and create the future we want. In writing down our thoughts and feelings, we understand the internal origins of FEAR (False Evidence Appearing Real), like our fearsworrystress over Money. And what better time to confront and choose to eliminate our financial fears also known as MONEY PROBLEMS than now that we are in the biggest financial crisis since the Great Depression?